Building the
financial future of
Latin America.
There is a financial system for the people who already have.
We are building the other one.
Democratize financial
access across LATAM.
Latin America has 660 million people and millions of SMEs that have been systematically excluded from formal finance — not for lack of opportunity, but because legacy structures charge too much, move too slowly, and demand too much.
Kabal exists to rewrite those rules with regulated technology. We build each product for the people and businesses the traditional system ignores — but without regulatory shortcuts. Regulation is not our obstacle, it is our competitive advantage.
We operate in four jurisdictions, with four entities, under real licenses. We build a bridge between technological innovation and regulatory trust — because vision without regulation is speculation.
Three principles.
No exceptions.
Every product launches only when the license behind it exists. No regulatory shortcuts, no gray zones. Regulatory transparency is the foundation of trust.
The price we show is the price you pay. No hidden FX markup, no surprise fees. Every operation is traceable, auditable, and reportable.
Access to institutional investing for anyone who wants to invest from $10. SME credit lines without traditional collateral. Remittances at $1.99.
The people behind it.
Real people.
Operators with experience in banking, fintech, blockchain, and regulatory compliance across LATAM.
Ecosystem vision and strategy. Regulatory coordination with CNAD, CNBS, and regional authorities.
End-to-end technology architecture. Smart contracts, blockchain infrastructure, and operating platform.
Daily ecosystem operations. Coordination across the group's four entities.
Multi-jurisdiction regulatory compliance. KYC/AML, sanctions screening, and reporting.
From an idea
to an ecosystem.
It started with a non-bank lender in Honduras providing capital to SMEs the traditional system left behind. Five years later, that operation has placed more than L 200 million and served more than 400 clients — the real base the ecosystem is built on.
Why does an SME owner in Tegucigalpa pay 40% annualized on a bank line while an institutional fund accesses 8%? The difference is not risk — it is structure. We started designing the answer.
Partnership with BIVO Inc. (NMLS 2572288) to operate the USA to LATAM remittance corridor with native regulatory compliance from day one.
On June 18, 2025, CNAD El Salvador granted PSAD-0056 to Kabal Bridge S.A. de C.V., making Kabal a regulated entity for tokenization and digital asset custody in LATAM.
Kabal Bridge consolidates the ability to structure digital asset issuances under the CNAD framework — tokenization backed by real assets, audited smart contracts, and institutional custody. The infrastructure to bring real-world assets on-chain is ready.
The Honduran credit operation is incorporated as Kabal Capital S.A. de C.V. and integrated into the ecosystem. Alongside the launch of products for people and businesses and the onboarding of the first family offices, the full ecosystem becomes active.
Built with capital
and conviction.
Ecosystem capitalization roadmap.
Tokenize Latam.
The podcast and masterclass
for understanding RWA in Spanish.
A long-form educational project about tokenization, blockchain, and regulated finance for everyone who wants to understand the future of LATAM finance in their own language.
Vision without regulation
is speculation.
Want to be part
of the change?
We work with people, SMEs, and investors who believe in building the right thing.